Loan Programs

Financing for a wide range of real estate investments

Loan Programs

Covenant Capital Venture specializes in providing financing for a wide range of real estate transactions. Whether you’re an investor actively pursuing a deal or exploring funding options, our customized programs are designed to meet your needs. Apply today to learn more about how we can help you succeed.
Property Types
  • SFR 1-4 Units
  • Multifamily 1-500 Units (Different Loan Programs Based on Unit Count)
  • Mixed Use
  • Commercial
  • Storage Facilities
Fix and Flip Advance Draws
  • Interest rates starting at high 8%
  • Up to 90% of Purchase Price
  • Up to 100% of Rehab
  • Up to 75% of ARV
  • All Mortgage Payments Rolled in (Not to Exceed 75% ARV)
  • Draw Request Funded in 24 Hours
  • Mainly Applies for 1-4 Units SFR
Rental/Landlord/DSCR
  • Interest rates starting at high 6%
  • Up to 80% Loan to Value (LTV)
  • Purchase, Refi, and Cash Out
  • 30 Year PITI Fixed Interest Rate
  • FICO 640 Minimum
  • DSCR 1.0 Min
  • $75K Min to $5M Max Loan Amount
  • No Income Verification
  • LTV based on FICO Score
Multifamily
  • Short Term Fix and Flip/Bridge
  • Up to 75% of Purchase Price
  • Up to 100% of Rehab Funds
  • Up to 70% of ARV
  • No Income Verification
  • Stabilized Long Term
  • 30 Year Fixed Rate Loans
Ground Up Construction
  • Single Family (1-4 Unit)
  • Multifamily and Developments
  • Up to 90% Loan to Cost (LTC)
  • Up to 70% of ARV
  • Land Horizontal (Infrastructure) Loans Available
  • Based on FICO Score and Experience
Land Development & Infrastructure
  • Up to 80% of Purchase Price
  • Up to 100% of Budget
  • Up to 70% of ARV
  • No Tax Returns
  • No Income Verification
Home Equity Loans (HELOANs)
  • Equity Access: Turn your property's equity into capital that works for you.
  • A one-time, lump-sum payout: At a fixed interest rate.
  • Fixed Rate Confidence: Protect your finances from market fluctuations.
  • Lump-Sum Funding: Access capital upfront for major purchases or investments.
  • Custom Terms: Tailored repayment structures to match your cash flow and goals.
  • Ideal For: Property investments, debt consolidation, or strategic capital deployment.
  • Private Lending Advantage: Exclusive access to non-bank funding with streamlined approvals.
Home Equity Line of Credit (HELOCs)
  • Access Your Equity When You Need It: Only pay for what you use.
  • Revolving Credit: Flexibility backed by competitive private lending terms.
  • Revolving Access: Draw, repay, and reuse funds effortlessly.
  • Interest-Only Flexibility: Pay only on the amount you borrow during the draw period.
  • Competitive Variable Rates: Maximize flexibility with rates aligned to market performance.
  • Fast Funding: Efficient approvals through our private lending network.
  • Ideal For: Renovations, business expansion, or opportunistic investments.